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You should also expect to make some tradeoffs, like paying high interest rates or even offering up collateral. When you’re shopping for a low-credit-score loan in San Diego, you probably won’t have an abundance of options. There is help available.īad Credit Loans in San Diego, CA Guide to getting a loan in San Diego when you have bad credit. So if you suddenly need money to buy or repair a car, make payments on a hospital bill or consolidate credit card debt, but don’t have a high enough credit score to get a loan from one of the big banks, don’t give up. The term San Diego, CA bad credit loan, which is just another name for San Diego, California personal loans, can bail you out of a financial emergency, even if your credit score is a lot lower than most banks would like (usually a FICO score under 650). The loan could come from a bank, but if you’re looking for an affordable interest rate and flexible qualifying requirements, the better choice might be a private lending company. They are money you borrow and pay back in predetermined monthly installments. There are ways you can borrow money even with bad credit.īad credit loans are treated the same as personal loans. But don't worry, there are still options available.

It may feel like the whole world is working against you because of a low credit score. It can seem very hard to get the loan you need with reasonable terms if you have bad credit. If you're searching for "bad credit loans" in San Diego, CA, we have the information you need to not only get a loan with bad credit, but also get potentially favorable loan terms.